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Repairing your credit score is the primary concern of a consumer who has filed for bankruptcy. There is an unfair stigma attached to bankruptcy which contributes to the feeling of people having reached “rock bottom” financially. There is no need … Continue reading
All credit applications are not the same A very important step towards fixing your credit score or achieving more favorable interest rates from lenders is to know what happens to your score once you apply for credit. Although most consumers … Continue reading
First of all, what is FICO? “FICO” actually stands for the “Fair Isaac Corporation.” It is a public company that provides analytics and decision-making services, including those which determine how credit scoring methodology is interpreted, applied and utilized. You can … Continue reading
Some of the most commonly asked questions we receive here at personalloanforbadcredit.org concern credit scores. We have produced a guide examining and explaining all of the must-know aspects. Where can I see my credit report You can see your report … Continue reading
As many of us know, it is all too easy to fall into the trap of overspending and becoming ‘charge happy’ with the credit card. You’re not alone – according to CreditCards.com, the average American household with at least one … Continue reading
Are you unable to repay your debts or finding it difficult to meet current repayments on a continual basis? If so, do not ignore the situation. It is necessary to take immediate action NOW before it escalates. What can be … Continue reading